LifeStyle-65 Plus Plan offers you the opportunity to replace as much as 67% of your taxable income rather than a 60% replacement. The higher replacement ratio provides funds that will allow a continuation of contributions to your retirement/savings plan.
It's important to remember that even a long term disability may not affect your longevity, and that a continuation of retirement plan funding may be critical for you and your spouse. This plan enables you to replace your current income and continue to set funds aside for your future retirement. When submitting an application, you will be required to include proof that you are contributing to a retirement/savings plan on a regular basis.