Privacy policy
t The Trust and our affiliate, Trust Risk Management Services, Inc. (TRMS), protecting your personal information is a top priority. We are committed to safeguarding the confidentiality and security of the data you share with us.
This Privacy Notice explains how we collect, use, and protect your information, and describes the choices you have regarding its use. We comply with Title V of the Gramm-Leach-Bliley Act (GLBA), state privacy laws, and other applicable regulations governing financial and insurance services.
OUR PRIVACY POLICIES AND PRACTICES
The Trust, through its subsidiary TRMS, provides insurance brokerage and related services to our clients (“Clients”).
Information We Collect
We may collect nonpublic and personal information about you from:
- Information you provide on applications, forms, or our website.
- Information in connection with providing insurance services.
- Our affiliates, insurers, and other intermediaries involved in providing services.
- Consumer reporting agencies.
- Publicly available records or online sources.
How We Use and Share Information
We do not sell your personal information. We share as needed to:
- To process, complete, or otherwise fulfill the transaction for which the information was provided or as otherwise authorized by our clients.
- Enable another entity to perform a business, professional, or insurance function for us.
- Work with trusted business partners who provide professional, administrative, or marketing services on our behalf.
- Comply with legal and regulatory requirements.
The law permits us to share this information with our affiliates.
We may also disclose any or all the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements.
The GLBA and this notice do not affect any rights an individual Client may have under the Fair Credit Reporting Act.
Confidentiality and Security
We use physical, electronic, and procedural safeguards to protect personal information. Access is limited to employees and service providers who need it to perform their duties. Safeguards include secure data centers, encryption, and ongoing monitoring to reduce risks of unauthorized access.
Marketing Communications: If you prefer not to receive marketing emails, mailings, or partner offers you may opt out at any time by emailing: [email protected].
Required Communications: Please note we will still send important administrative or policy-related information even if you opt out of marketing messages.
We may update this privacy notice periodically to reflect changes in our practices or legal requirements. Effective as of 10/2025.
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Terms & Conditions: https://www.trustinsurance.com/terms-conditions (No date, has been edited here.)
Terms & Conditions of Use
The following terms and conditions of use govern your use of this public internet website (www.Trustinsurance.Com). Your use of this public website affirms that you understand these terms and conditions of use and constitutes your acceptance of these terms and conditions of use. Do not use or access this website if you do not understand or accept these terms and conditions.
Information and Content
All the information on this website is provided for information purposes and is subject to change without prior notice. The “information and content” on this website includes, but is not limited to the text, graphics, files, images, and selection and arrangement thereof. Information and content provided on this website is made available to you by the American Insurance Trust (The Trust), its affiliates, including Trust Risk Management Services (TRMS), and The Trust’s business associates. The information and content provided on this website is provided to you for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any product that may be referenced on this website.
Copyright Notice
All text, graphics, logos, trademarks, and other content on this website are the property of The Trust and/or TRMS, or its partners and are protected by copyright and trademark law.
You may view, download, display, and print one (1) copy for personal, non-commercial use only.
Any other use requires prior written consent from The Trust and/or TRMS.
Trademarks
All trademarks and logos displayed on this website are the registered or common law (unregistered) trademarks of The Trust and/or TRMS or their business associates. Your use of this website does not grant you any license or right to use these trademarks in any manner without the express written consent of The Trust and/or TRMS.
Disclaimer of Warranty
This Website and its content are provided “as is.” While we strive to provide accurate and up-to-date information, The Trust and/or TRMS, and its affiliates make no warranties of any kind, express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement.
We do not guarantee that the Website will be error-free, uninterrupted, or secure.
Limitation of Liability
In using this site, you agree that you will not hold The Trust and TRMS or any of its affiliated companies, and their officers, directors, trustees, employees, and agents, liable to you or any party for any damages or injury or loss, including any direct, special, incidental, consequential, or punitive damages, that may result from the use of, or the inability to use, the materials on this website (or any other linked site), whether in an action of contract, negligence, or other tortious action, arising out of or in connection with the use or performance of information available on this website (or any other linked site). The Trust and/or TRMS, and any of its affiliated companies shall not be liable even if The Trust and/or TRMS, or a Trust authorized representative has been advised of the possibility of such damage. These include but are not limited to damages or injury caused by error, omission, interruption, defect, failure of performance, delay in operation or transmission, line failure, or computer virus, or another component.
Third-Party Links
This website may contain links to third party websites. These are provided for convenience only. The Trust does not control and is not responsible for the content, security, or privacy practices of those websites. Use of third-party websites is at your own risk.
Certain sections of this website may offer you the ability to email a message to The Trust and/or TRMS, and/or their business associates. Email functionality, if any, is provided to you to facilitate communications between you and The Trust and/or TRMS. By utilizing any email functionalities on this website, you agree that The Trust and/or TRMS shall have no liability for any loss or damage that arises from unaccepted email requests, orders, or instructions. The Trust and/or TRMS shall have no liability for any loss or damage that results from interception and/or unauthorized use by third parties of any information you send by email.
Internet Security
Certain portions of this website may offer the use of encryption technologies for certain types of communications for your protection. While this website may provide those technologies and use other reasonable precautions to protect confidential information and provide reasonable security, The Trust and/or TRMS, and/or their affiliated companies do not guarantee or warrant that information transmitted through the internet is secure, or that such transmissions will be free from delay, interruption, interception, or error.
Certain portions of this website may offer the use of User IDs, passwords, and other security codes (User Codes) that you will need to access and use certain personal information related to you. You are responsible for maintaining the confidentiality of your User Codes. The Trust and/or their business associates are not under any duty to inquire as to the authority or propriety of any instructions given to The Trust and/or TRMS.
Privacy
Your use of this website is subject to the Privacy Policy.
Children
This Website is not directed to individuals under the age of 18, and we do not knowingly collect information from children.
Miscellaneous
You may not use this website for any illegal, false, or fraudulent purpose. You are also forbidden from using this website to post or transmit any unlawful, threatening, libelous, defamatory, obscene, indecent, inflammatory, pornographic or profane material, or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. You may not use any device, software, or routine that interferes or attempts to interfere with the normal operation of this website or take any action that imposes an unreasonable load on The Trust and/or TRMS, computer equipment. You may not use this website for any purpose that is unlawful or otherwise prohibited by these Terms and Conditions of Use.
Governing Law
These Terms are governed by the laws of the United States and the state of Maryland. Services described on this Website may not be available outside the U.S.
Changes
We may update these Terms & Conditions occasionally. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.
For more information email The Trust and/or TRMS at [email protected]
Accessibility Statement [NEW]
The Trust and/or TRMS are committed to ensuring digital accessibility for all users, including those with disabilities. We continually improve the user experience for everyone and apply the relevant accessibility standards.
Our website strives to conform to the WCAG 2.1 Level AA guidelines. Features include keyboard navigation, text alternatives for non-text content, and high-contrast display options.
We are continually working to improve the accessibility of our website. If you have trouble accessing any part of our site, please contact us at [email protected] or call (800) 477-1200. This statement was last reviewed in September 2025.
Cookie Policy [New]
This Cookie Policy explains how The Trust and our subsidiary, TRMS (“we,” “us,” or “our”), use cookies and similar technologies when you visit our website.
Cookies are small text files placed on your device when you visit a website. They help us recognize your device, remember your preferences, and improve your experience.
Types of Cookies We May Use
Strictly Necessary Cookies – These are essential for the website to function, such as enabling secure log-in and form submissions.
Performance & Analytics Cookies – These help us understand how visitors use our site and improve performance. For example, we use Google Analytics.
Functional Cookies – These remember your preferences, such as language or location, to enhance your experience.
Advertising & Targeting Cookies – These deliver relevant advertising and track the effectiveness of campaigns. We may set them up or third-party partners.
Third-party providers, such as analytics and advertising companies, place some cookies. Third parties may use cookies to collect information about your online activities across different websites.
You can control cookies through:
- Our cookie banner, where you can accept or decline non-essential cookies.
- Your browser settings allow you to block or delete cookies.
- Opt-out tools provided by third parties (e.g., Google Analytics Opt-Out Browser Add-on).
- Disabling certain cookies may affect the site’s functionality.
We reserve the right to update this Cookie Policy from time to time. The latest version will always be posted on this page. Last updated: October 2025. If you have any questions about how we use cookies, please contact us at [email protected].